Loan Programs
All applications are reviewed by the elected loan committee under the cooperative's credit policy. Rates and tenure are decided case by case.
Business Loan
For expanding or starting businesses — working capital and equipment covered.
Rate per loan committeeHousing Loan
Build, repair or purchase your family home with comfortable tenure.
Rate per loan committeeReal Estate Loan
Purchase or develop property with structured repayment.
Rate per loan committeeMicro Loan
Small, quick loans for members' financial and social needs.
Rate per loan committeeCommercial Loan
For commercial activities of members and member groups.
Rate per loan committeeEducational Loan
Support your children's education, from SEE to higher studies.
Rate per loan committeeAgricultural Loan
Seasonal credit for farming — seeds, fertilizer and irrigation.
Rate per loan committeeOthers
Other loan needs are considered under the credit policy.
Rate per loan committeeSimple Process
Apply
Submit the loan application with documents at our office, Bijupathar.
Review
Loan officer verifies savings, share capital and purpose.
Committee Decision
The elected loan committee decides by vote — explained in person.
Disbursement
Sign the agreement; funds credited or cheque issued the same day.
Loan EMI Calculator
Adjust the amount, rate and period to see your monthly instalment. Indicative only — the final EMI is per the approved agreement.
- Instant estimate, no sign-up
- Figures in NPR (lakh/crore format)
- No prepayment penalty on early closure
के तपाईंलाई तपाईंको आर्थिक समस्याहरूको लागि परामर्श चाहिन्छ !
Need a consultation for your financial problems? Call or visit our office at Bijupathar, Kathmandu.