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Detailed Introduction & Future Vision

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Institutional Profile

Institutional Overview & Legal Background

Mangaldeep Saving & Credit Co-operative Ltd. is an autonomous, member-centric financial cooperative organization established in 2065 B.S. registered with the Department of Cooperatives, Government of Nepal (Registration No: 1240/065/066).

Our cooperative operates on internationally accepted Rochdale cooperative principles: Voluntary and Open Membership, Democratic Member Control, Member Economic Participation, Autonomy and Independence, Education, Training and Information, Cooperation among Cooperatives, and Concern for Community.

Statutory Registration Profile

Official NameMangaldeep Saving & Credit Co-operative Ltd. (मंगलदीप बचत तथा ऋण सहकारी संस्था लि.)
Registration Number1240/065/066
PAN Number303562914
Registered Head OfficeKumaripati, Lalitpur Metropolitan City, Ward No. 19, Nepal
AffiliationsNEFSCUN, District Cooperative Union Lalitpur, National Cooperative Bank Ltd.

Strategic Pillars & Objectives

Our core mission is to promote financial self-reliance among members through regular savings mobilization and productive loan delivery:

  • Financial Inclusion: Bringing unbanked and marginalized community members into the formal savings network.
  • Credit at Fair Rates: Protecting members from informal high-interest moneylenders by offering predictable, low-rate loans.
  • Technological Leadership: Equipping every member with instant QR scanning, mobile app, and electronic transfers.
  • Community Development: Sponsoring youth sports, women skill workshops, and emergency relief funds.

Five-Year Strategic Roadmap (2081 - 2086 B.S.)

Branch Network Expansion

Expand to 10 fully computerized service outlets across Bagmati Province.

100% Digital Member Onboarding

Implement instant e-KYC and paperless loan origination systems.

NPR 2.5 Arba Deposit Target

Safeguard member wealth with robust capital reserves and PEARLS compliance.

Financial Literacy Centers

Train over 10,000 local youth and women in investment and budgeting basics.

Safety & Governance

Mangaldeep strictly operates under PEARLS financial monitoring standards recommended by the World Council of Credit Unions (WOCCU).

  • Protection of Assets (P)
  • Effective Financial Structure (E)
  • Asset Quality (A)
  • Rates of Return & Costs (R)
  • Liquidity Reserves (L)
  • Signs of Growth (S)
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Join our growing family of 15,400+ members and enjoy voting rights and attractive annual dividends.

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